Buying your first home or investment property is so exciting but more challenging than ever in today’s economy.
Let Loans Australia walk you through the process so you can own your own home sooner.
First home buyers and investors: start with strategy
If you have a steady income, you have the potential to purchase a home in Australia. However, soaring property prices and strict lending conditions put many people off before they even begin.
What many people do not realise is just how many strategies there are to achieve home or investment property ownership. You do not have to earn a multi six-figure salary and you do not necessarily need as much of a deposit as you think.
At Loans Australia, we start at the beginning, getting to know you, your circumstances and your goals before coming up with a plan that will get you through the front door of your home with as little stress as possible.
Work with a personal experienced home loan finance strategist
As a first time home buyer or investor, you probably have dozens of questions running through your head.
How much can I borrow?
What will the repayments be?
What evidence do I have to provide?
Where can I afford to buy a home?
Should I buy a home to live in or rent out to someone else?
Do I qualify for a first home buyer’s grant?
What is pre-approval and do I need it?
When you work with Loans Australia, you will be assigned a lending expert who will answer every question before working with you on a strategy and exploring every potential option to get you into your first property.
Our specialists will determine the best solution for you and show you exactly how to prepare your home loan application before recommending the lender which we believe will give you approval based on our extensive knowledge and connections.
We will then walk you through the application steps and provide the guidance you need to ensure a successful outcome.