Same Property. Different Valuation. Very Different Outcome.
Same Property. Different Valuation. Very Different Outcome. You’d expect them to be valued the same. In lending, that’s rarely the case.
Is it an Equity or Access Problem?
Your equity might be there — but if your loans aren’t structured right, you may not be able to use it.
Why Offset Accounts Are Hitting New Highs (and How They Can Save You Thousands)
Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve got some savings and a home loan in Australia, there’s a way to make your money work harder, through an offset account.
How Your Deposit Size Can Shape the Rate You Pay
It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate.
5 New Year’s Resolutions for Your Home Loan
Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead.
3 Ways Pre-Approval Can Give Buyers an Edge
There’s a lot to be said for having your home loan pre-approved. But does pre-approval mean you’re putting the cart before the horse? Definitely not. Here are three ways pre-approval can help you get ahead of the competition.