Fund A Project
Strategic Finance for Property Developers
For experienced investors ready to scale beyond single-property purchases.
Whether you’re subdividing land, building townhouses, or managing a multi-unit development, successful funding starts with strategy. We design your structure with the end in mind, aligning loans, lenders, and timelines to maximise leverage and minimise risk.
Our Project Funding Solutions
What We Help With
Development funding solutions designed for builders, investors, and visionaries. From feasibility to final drawdown, we help you structure funding that supports every stage of your project.
Access to Speciality Lenders
Secure tailored funding for townhouses, duplexes, and multi-unit builds, with structured finance that supports each stage from groundworks to completion.
Land subdivision funding
Access flexible finance designed for small to large subdivisions, helping you manage acquisition, civil works, and staged releases with confidence.
Bridging Development Finance
Close timing gaps between projects with short-term bridging solutions that keep your pipeline moving and prevent costly delays.
Feasibility-aligned Structuring
Get finance aligned with your feasibility, ensuring your project’s numbers, timelines, and risk profile are structured for lender approval and profitability.
Stage release and progressive drawdowns
Maintain steady project momentum with funding that releases in line with construction milestones, supporting cash flow at every stage.
Cross-lender portfolio integration
Combine, restructure, or optimise loans across multiple lenders to strengthen your borrowing capacity and support future projects.
Build With the Right Finance Partner
Why It Matters
Most developers hit barriers not because of bad projects, but because of bad finance structures.
We work backwards from your goals, engineering a tailored solution that supports your exit strategy and keeps future borrowing power intact.
Specialists in Development Finance
Our team funds projects every day, from small subdivisions to complex multi-dwelling builds. We know the numbers, the challenges, and how to make the funding work.
Tailored Structures for Every Stage
We don’t use templates. Each strategy is built around your project timeline, equity position, and cash flow goals.
Access to Speciality Lenders
With one of the most diverse lender panels in Australia, including non-bank and private options, we deliver solutions where others see roadblocks.
Partnership Beyond Settlement
We help you plan ahead, from refinancing completed projects to funding your next one, so your development journey keeps building momentum.
7 Smart Ways for Property Investors to Accelerate Wealth
Unlock strategic insights that top investors use to build financial freedom and minimise risk.
Our Proven Process
How We Work With You
Our 4D Framework is a proven system that transforms how you think about finance. Whether you’re buying your first home or your fifth investment, we help you design, structure and scale your lending to build wealth – by design, not by chance.
Diagnose
Before we recommend, we reveal.
We start by understanding the full picture to identify both gaps and opportunities.
This step builds the foundation for your Finance by Design strategy, ensuring every recommendation has purpose and precision.
1
Design
We don’t find loans. We design structures.
Using our Smart Start Pathwayâ„¢, we structure your lending to support long-term growth. Every loan, offset and repayment strategy is aligned to your broader Finance by Design vision.
2
Deliver
Precision in execution. Clarity at every step.
We implement your structure seamlessly by selecting lenders, managing approvals and executing your plan with absolute transparency. You’ll know exactly how each element contributes to your Finance by Design journey.
3
Develop
We help you develop your portfolio and potential.
As your equity grows, we help you leverage it strategically, expanding across properties, lenders and structures to strengthen your foundation for long-term wealth. Each stage builds on the last, ensuring your finance strategy continues to evolve as you build Finance by Design.
4
“I have known Stephen McClatchie of Loans Australia for over 20 years … In my personal mortgage situation, Stephen has consistently over the years secured my mortgage with the most appropriate and cost-efficient lenders … He is able to source a lending solution by having access to numerous lenders and is thus able to provide the client with the best possible result.”
— Colin Adno, Solicitor
“What impresses us the most is that Stephen McClatchie and his team always look outside the square. … I know that when other brokers and lenders say ‘no it cannot be done’ I call Stephen and the answer is ‘leave it with me’.”
— Pager Chartered Accountants (Ryan Pager)