Low Doc Loans With Interest Rates As Low As 5.19%
Looking for the simple answer for obtaining finance?
Low document loans are well-suited to borrowers who either can't access, or don't want to provide the paperwork required to get a traditional full document loan.
With a low doc loan, instead of providing tax returns, you simply sign a declaration that confirms your ability to afford the loan.
A low document loan may be perfect if you are:
- self-employed
- a professional investor
- a PAYG wage earner or contractor
- structured as a company or trust
- looking to start a new business
- operating a cash-based business
- looking to borrow up to 90%
- credit-impaired
- buying off the plan
- unable to verify your income (seasonal income, lump sums)
- your accountant has minimised your taxable income
Loans Australia are the creative financing specialists for people wanting to maintain or grow their property portfolio. As like-minded property investors, we go beyond constrained mortgage options and conventional thinking and are experts at obtaining low doc loans for our mainly property investor client base at interest rates as low as 5.19%.
The approval process is typically straightforward, however, if your situation requires specialist advice for "special situations" we are experts at dealing with the detail of complex structuring (companies and trusts), development finance, high LVR (Loan To Value Ratio) loans or impaired credit.
To get started, simply complete the form on your right and we'll contact you with 5 business hours to identify how you can move forward today.
Warning: Lenders are continuing to tighten their lending policies as the "credit crisis" drains the supply of readily available funds. Apply now to access the funds you need – before lenders place more restrictions on low document borrowers.