“Now you can enjoy the financial privacy of
a No Doc Loan without being bled dry by
crippling interest rates”
No Doc Loan interest rates as low as 9.29%
Unlike all Low Doc Loans...
- No need to declare an income at all - financial privacy guaranteed
- Conditional Approval guaranteed within 5 business hours - if it takes longer than 5 hours to provide conditional approval, you will be refunded half of your application fee: $220.*
- Only 1 day ABN and GST registration required (not 2 years as for other major Low Doc Loans)
- Unique Line of Credit - Your funds are available 24/7 via debit card, cheque, phone and internet banking, ready for whenever those investment or business oppotunities arise
*Applies to Pro Doc Plus 70 and Pro Doc Standard 70 Loans applications.
Apply Online Now! Or Call 1300 855 430
Stephen McClatchie Exponential Finance Strategist
Stephen McClatchie is the Principal of Loans Australia, a finance brokerage specialising in serving the needs of multiple property owners.
Use the Table Below to Compare the Major No Doc Loans
Lender |
Investor Loans |
ANZ |
Citibank |
Homeloans Ltd |
Mortgage Ezy |
Pioneer Mortgages |
Wizard |
Product |
Pro Doc Plus 70 |
Lo Doc |
Lo Doc |
Premium No Doc |
No Doc Variable |
No Doc Term Loan |
Fastdoc |
Application Fee |
$690 |
$600 |
$649 |
$499 |
$690 |
$550 |
$895 |
Mortgage Insurance |
Payable by lender |
Payable By Borrower |
Payable By Borrower |
Payable by Borrower |
Payable by Borrower |
Payable by Borrower |
Payable by lender |
Maximum Loan Valuation Ratio |
70% |
80% |
70% |
65% |
70% |
70% |
70% |
Variable Interest Rate |
9.29% |
9.37% |
10.15% |
10.40% |
11.39% |
10.80% |
9.69% |
Income Verification |
No Income declared |
Income declaration required |
No Income declared |
No Income declared |
No Income declared |
No Income declared |
No Income declared |
ABN / GST Requirements |
1 day ABN & GST |
2 Years ABN & GST |
12 months ABN required |
12 months ABN + GST |
1 Day ABN & GST |
1 day ABN & GST |
1 day ABN & GST |
Company/Trust Applicants |
Yes |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
Purpose |
Owner Occupied** or Investment |
Owner Occupied or Investment |
Investment only |
Owner Occupied or Investment |
Owner Occupied or Investment |
Owner Occupied or Investment |
Investment Only |
* Disclaimer: The above table is correct as at 24th September 08 to the best of our knowledge. We will not be held liable for any mistakes or omissions. Please consult individual lenders to verify their products. ** Income must be declared for owner occupied home loan. *** These products have been withdrawn due to turbulence in the market and a lack of funding. Get in now to secure your Investor Loans Pro Doc Loan before it's withdrawn from the market. |
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Investor Loans Low Rates Below |
| |
Pro Doc Plus 70 View Details |
Pro Doc No Fee 70 View Details |
Pro Doc Standard 70 View Details |
| Rate |
9.29% |
9.74% |
9.54% |
| Loan Size |
$300,000 to $1,000,000 |
$150,000 to $1,000,000 |
$30,000 to $1,000,000 |
| Term |
Up to 30 years |
Up to 30 years |
Up to 30 years |
| Maximum LVR |
70% |
70% |
70% |
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* Conditional Approval Guaranteed within 5 Business Hours |
"We have used the services of Loans Australia to go from owning 2 to 7 properties within 2 years. The team at Loans Australia has always been courteous - providing a prompt and efficient service and support from start to settlement and beyond. We highly recommend Loans Australia to any other person or family wishing to obtain an investment loan."
Oszoli Family, Melbourne.
Here are more benefits of an Investor Loans No Doc Loan
- Are you buying off the plan? Whenever the contract of sale is greater than 12 months old you can borrow on the valuation price rather than the contract price. This can allow you to borrow perhaps $20,000, $30,000 or more extra – perhaps you won’t even need to put any money down at settlement when property prices have increase since your purchase. This is a successful no money down strategy that investors use in a market where property prices are increasing or where investors are sophisticated and buy at wholesale prices.
- Do you have a relationship with a valuer that you have used in the past? You will be able to nominate the valuer from our panel. This will allow you to meet with the valuer to show them recent sales and explain the features and benefits of your property. This strategy on its own can lead to improved valuations and allow you to maximize your borrowing capacity.
- Is your Accountant great at minimizing your income? That’s a great benefit until you need to apply for a loan. The no doc path allows you to access funds that you know you can service without nominating your income.
- Be your own banker. Write your own cheques. Be in control. Don’t let the banks control you. Especially in an environment of funds being harder to access with lenders revising their lending policy. Set up access to your equity now ready for that opportunity that could arise next week or next month.
- Funds are AAA Rated. Even better ratings than the bank.
- No need to sit in front of a bank jockey scrutinizing your business and income for hours on end. Ring us today and you can have your conditional approval in as little as 5 hours.
Instant No Doc Finance Application Form
Fill out the Instant Finance Application Form below to
receive conditional approval within 5 business hours, guaranteed. Or Call for Immediate Response on 1300 855 430.
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