Types of Borrowers
First Homebuyers
Owner Occupiers
Re-Financing an existing loan
Investors
Property Builders
Professional Packages
Outside normal lending criteria
First homebuyers may be eligible for the numerous government grants on offer, please give us a call to find out. We assist with the processing of all government grant forms. Loans Australia can provide the following:
- Determine how much you can borrow
- Identify what type of loans would be most suited to you
- Outline what the repayments would be
- Provide a customised report on the five best loans for you
- Outline all the fees and charges involved
- Let you know exactly how much cash you require to buy the property
To request an obligation free mortgage analysis click here.
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When you are considering upsizing your property or looking to get back into the property market, Loans Australia can help you determine what your maximum purchasing power is and will give you all the information required so that you can make an informed mortgage decision. We have access to over 50 lenders who have over 800 different products between them.
To request an obligation free mortgage analysis click here.
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If your existing loan no longer meets your needs, or you are curious to find out if there are better home loan alternatives available, Loans Australia is happy to prepare an obligation free 'Client Lender Analysis Report' which will outline various home loan options for you. You may be able to borrow more money, save money on cheaper interest rates or reduce the fees and charges you are currently paying.
Many people refinance their loans to access equity from their home for many personal (home renovations, purchase new car) or investment (purchase an investment property, invest in shares) purposes.
To review alternative options click here.
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Loans Australia are multiple property specialists helping investors build their investment portfolios by designing mortgage structures to maximise borrowing (and therefore purchasing) potential. There are four main ways that lenders use to calculate how much a borrower can lend. If you happen to use a lender that isn't suitable to your situation this could mean that you might not be able to access the funds you require for your investment property purchase, when in fact another lender may readily lend you the required funds. Loans Australia understands how lenders assess finance applications and will match your financial scenario to the lender who will view your application positively. All Loans Australia Finance Advisors are keen property investors and have the experience necessary to help with your borrowing requirements.
To request an obligation free mortgage analysis click here.
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Most lenders offer different loan packages for clients wishing to purchase a house and land package, build a property on land they already own, develop a small unit site or perhaps build their own property (commonly known as owner builders).
Your Loans Australia Finance Advisor will be able to explain all the different types of products available to you and the large differences in the fees and charges between lenders. Lenders now have low and no document construction loans available.
To request an obligation free mortgage analysis click here.
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If you have a loan over $150,000, are a member of a professional body or have a large income, we have over 25 different lenders who have designed special professional packages with extensive benefits for those who qualify. A Loans Australia Finance Advisor will help you determine whether any of these packages would be suitable for you. Depending on your requirements and circumstances, a basic variable home loan may be a more beneficial and a cheaper option than any of the current professional packages.
To request an obligation free mortgage analysis click here.
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If a bank has declined your loan or you think a lender wouldn't lend you any money, then a Loans Australia Finance Advisor is the answer. There are now many options available to provide solutions for people with a poor credit history, ex-bankrupts, those unable to provide the required documents, those unable to prove where the deposit came from, Non-Residents wishing to purchase a property, those who have not saved at least a 5% deposit or someone who wishes to borrow 100% of the property value.
To see if a Loans Australia can help you click here.
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