Every lender has a slightly different way of assessing your borrowing capacity and whether they will lend you the funds you require. A Loans Australia Finance Advisor has insight into all the lenders guidelines and will be able to determine which lender/s will view your circumstances in the most favourable light.
Save you time and money by having access to multiple lending institutions under one roof. Dealing with individual branches or even researching the internet can be 'information overload' in this industry.
An individual lender cannot explore all the options available to you or compare their products to other lenders. Loans Australia will provide you with a range of product options, whereby you become more informed and choose the product that best suits your needs.
Loans Australia will organise the entire mortgage process for you.
At Loans Australia we aim to look after our clients best interests and educate them around potential lending traps.
Loans Australia aims to look after you well beyond this transaction and therefore it is in our best interests to ensure you receive excellent loan products with features that meet your requirements. To a lender you are a number and do not receive the personalised service that you deserve.
We are experts in mortgages and can teach you mortgage minimisation techniques that can save you thousands of dollars and require no extra repayments in some cases.
Lenders enthusiastically support us in our support for you. With branches closing many Lenders use mortgage professionals as a way to seek new business. In fact, many lenders will offer better products and rates via Finance Advisors than what you may receive if you walked directly into a branch - this is the benefit of competition.
New lenders in the loans market often only offer their products via Finance Advisors in an effort to keep their costs low and products competitive. The products are excellent and often cheaper than the traditional lenders. You can only have access to these products via Finance Advisors.
If you are ever in the unfortunate position of being declined for a loan - generally lenders have a policy of not telling you why. Loans Australia will determine prior to sending the applications off to a lender if you will be approved or how to improve your potential for getting a loan approved in the future. If a loan is declined the advisor will be able to explain the reason why. It is imperative your advisor has access to all relevant information in order to make a fully informed recommendation for you.
No additional cost to you for using the Loans Australia service than there is going direct to the lender yourself.
